Loan Rates

*APR = Annual Percentage Rate. APRs range between 6.24% and 18.00%. For loan-to-value ratios greater than 100% and up to 110%, add 0.50 percentage points to the applicable rate. Minimum loan amount is $5,000. Existing Arize auto loans are not eligible for refinancing. Vehicle restrictions may apply. Insurance required. Applicants must meet membership eligibility requirements. Applications are subject to approval. Other terms and conditions may apply. Offer subject to change. Equal Opportunity Lender.

*APR = Annual Percentage Rate. Loan rates are based on the creditworthiness of applicants and may vary from those shown above. Refinancing a current Arize loan requires adding $2,500 to the loan; the vehicle value must be sufficient collateral for the loan. These rates are subject to change at any time.

*APR = Annual Percentage Rate. This is a variable rate line of credit based on the Prime Rate minus a 0.26% margin. The annual percentage rate can change on the first day of each month. The minimum payment is $100, rounded to the nearest $1.00. The maximum APR is 18%. After you obtain the first advance, the minimum amount of each subsequent advance is $300.

**Special Introductory Annual Percentage Rate (APR) of 5.49% is fixed for the first two years from the time of closing and is valid for new home equity line of credit (HELOC) applications. After the introductory fixed-rate period of two years, the rate is variable and currently 6.49% APR, equal to the Prime Rate minus a 0.26% margin. The maximum APR is 18.00%. Promotion offers up to 90% Loan-to-Value financing, applicable to owner-occupied primary residences only. The minimum amount of each advance is $300. No refinancing of an existing Arize FCU Home Equity Line of Credit (HELOC) is allowed. The monthly payment may vary based on the loan balance and market conditions. A $50,000 Home Equity Line of Credit draw at 6.49% APR for two years would result in a monthly payment of $5.41 per thousand borrowed. Property and hazard insurance are required; flood insurance may be required as well. Consult with your tax advisor to explore potential tax benefits. The borrower is responsible for the closing and appraisal costs, typically ranging from $250 to $500, and additional fees may also apply. Arize FCU reserves the right to end this promotional rate at any time. Membership eligibility and a savings account with a $5 opening deposit are required. Applications are subject to approval, and certain additional restrictions may apply. Contact the credit union for further information regarding this promotion.

*APR = Annual Percentage Rate. Rates are determined by credit score and loan term. Not all applicants will qualify for the lowest rate. Annual Percentage Rates are subject to change without notice. All loans are subject to credit approval. Payment examples are available upon request. Applicants must meet membership eligibility requirements. Other terms and conditions may apply. Offer subject to change. Equal Opportunity Lender.

*APR = Annual Percentage Rate. The minimum loan is $1,000. Loan rates are based on the creditworthiness of applicants and may vary from those shown above. To refinance an existing Arize loan, an additional $1,000 must be added to the existing loan amount.

*APR = Annual Percentage Rate. Loan rates are based on the creditworthiness of applicants and may vary from those shown above.

*APR = Annual Percentage Rate. Loan rates are based on the creditworthiness of applicants and may vary from those shown above. The foreign transaction fee is 1.00% of each transaction in U.S. dollars. View the full application and solicitation disclosure .