Borrow using the value in your home
Put your home’s equity to work.
Use the value you’ve built to help pay for home improvements, consolidate debt, cover education costs, or manage another major expense.
Compare your options
Flexible access or predictable payments?
Home Equity Line of Credit
A HELOC provides revolving access to funds. Borrow what you need, when you need it, and your available credit replenishes as you repay.
- Useful for projects or expenses that happen over time
- Borrow only when funds are needed
- Flexible, reusable source of credit
Home Equity Fixed-Term Loan
Receive funds in one lump sum and repay with consistent monthly payments over a set period.
- Useful for a defined project or major purchase
- Predictable monthly payments
- Set payoff schedule
Common uses
Make room for what matters
Home improvements
Debt consolidation
Education costs
Major purchases
HELOC resources
Understand the details before you borrow
Review the What You Should Know About Home Equity Lines of Credit booklet and the Arize HELOC disclosures.
All loans are subject to credit approval. Property insurance is required; flood insurance may be required. Terms and conditions apply. Consult a tax advisor regarding the deductibility of interest. NMLS #648706.