Lock in a rate. Give your savings a plan.
An Arize certificate can help you earn a fixed dividend rate for a selected term—making it easier to save toward a goal with a clear timeline.
Simple, steady and easy to understand
Fixed dividend rate
Know the rate for your certificate’s term instead of wondering what the market will do next.
No early-withdrawal penalty
Arize certificates do not have an early-withdrawal penalty. Other certificate terms still apply.
Federally insured
Eligible deposits are federally insured by the National Credit Union Share Insurance Fund.
Choose a term that matches your goal
Compare available terms based on when you expect to need the funds.
Meet the opening-deposit requirement shown with the current rate and term.
Earn the fixed dividend rate through the certificate term, subject to the account terms.
Built for planned savings
Certificates work best when you know approximately when you will need the money and prefer predictable growth.
- No monthly service charge
- A range of available terms
- Fixed dividend rate for the certificate term
- Dividend-transfer options may be available quarterly or at maturity
- Current APYs, terms and opening deposits are listed on the Deposit Rates page
Review current terms or talk with Arize
Check the current Deposit Rates page for available certificate terms, Annual Percentage Yields and minimum opening deposits. Existing account holders can contact Arize for help opening or renewing a certificate.
APY means Annual Percentage Yield. Please refer to the Certificate Truth-in-Savings terms provided at account opening for renewal terms, grace periods, dividend-withdrawal provisions and other account requirements. Membership and account eligibility requirements apply. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.