Rates – Deposit

Rates effective as of November 14, 2022

Checking Accounts

Account Minimum Required Opening Deposit Daily Balance Required APY*
Essential Checking $0.00 $0 – $4,999.99 0.10%
$5,000.00 and over 0.10%

Savings / Holiday & Vacation Club Accounts

Daily Balance Required Minimum Required Opening Deposit APY*
$100.00 – $9,999.99 $5.00 0.10%
$10,000.00 – $24,999.99 $5.00 0.10%
$25,000.00 and over $5.00 0.10%

Savings Account for Kids

Daily Balance Required Minimum Required Opening Deposit APY*
$5.00 – $9,999.99 $5.00 0.10%
$10,000.00 – $24,999.99 $5.00 0.10%
$25,000.00 and over $5.00 0.10%

Term Share Certificates and IRAs

Term Minimum Required Opening Deposit APY*
3 Months $1,000.00 0.10%
6 Months $1,000.00 0.25%
12 Months $500.00 0.35%
13 Months** $500.00 3.13%
23 Months** $500.00 2.00%
24 Months $500.00 0.45%
36 Months $500.00 0.50%
48 Months $500.00 0.65%
60 Months $500.00 0.70%

*APY=Annual Percentage Yield. Rates may change after the account is opened. There is no early withdrawal penalty imposed on term share certificates. Fees may reduce earnings on accounts.

**The minimum opening deposit required to earn this APY is $500, and the maximum is $250,000. The APY assumes that all dividends remain on deposit until maturity. Promotion is subject to change at any time. A 13-month or 23-Month Certificate automatically renews to a 12-month term at maturity. There are no early withdrawal penalties. Arize FCU membership is required. New money only. Other restrictions may apply. Fees may reduce earnings. Offer may terminate at any time without prior notice.