Deposit Rates

Rates effective as of April 1, 2023

Checking Accounts

AccountMinimum Required Opening DepositDaily Balance RequiredAPY*
Essential Checking $0.00$100 – $4,999.990.30%
$5,000.00 and over0.30%

Savings / Holiday & Vacation Club Accounts

Daily Balance RequiredMinimum Required Opening DepositAPY*
$100.00 – $9,999.99$5.000.30%
$10,000.00 – $24,999.99$5.000.30%
$25,000.00 and over$5.000.30%

Savings Account for Kids

Daily Balance RequiredMinimum Required Opening DepositAPY*
$5.00 – $9,999.99$5.000.30%
$10,000.00 – $24,999.99$5.000.30%
$25,000.00 and over$5.000.30%

Term Share Certificates and IRAs

TermMinimum Required Opening DepositAPY*
3 Months$1,000.000.30%
6 Months$1,000.000.30%
12 Months$500.000.35%
15 Months$500.005.25%**
24 Months$500.000.45%
36 Months$500.000.50%
48 Months$500.000.65%
60 Months$500.000.70%

*APY=Annual Percentage Yield. Rates may change after the account is opened. There is no early withdrawal penalty imposed on term share certificates. Fees may reduce earnings on accounts.

**APY is the Annual Percentage Yield. The minimum opening deposit required to earn this APY is $500, and the maximum is $250,000. The APY assumes that all dividends remain on deposit until maturity. Promotion is subject to change at any time. A 14-month or 23-Month Certificate automatically renews to a 12-month term at maturity. There are no early withdrawal penalties. Other fees may reduce earnings. Arize FCU membership is required. New money only. Other restrictions may apply. Fees may reduce earnings. Offer may terminate at any time without prior notice.

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