Business Checking and Savings Options

Business Accounts

Business Checking & Savings

Keep daily operations moving, build reserves and put larger balances to work with distinct business account options.

One place for operating funds and reserves. Everyday checking, liquid savings, expanded deposit coverage and fixed-rate certificates—supported by the Arize business banking team.
For everyday operations

Business Essential Checking

Everyday checking for payments, deposits and operating expenses, with the digital tools your business needs.

Keep business moving.

A straightforward checking account built for day-to-day transactions and easy account access.

Account benefits

  • No monthly service charge
  • No minimum balance requirement
  • Unlimited check writing
  • Digital banking, Bill Pay, eStatements and debit card
For liquid reserves

Business Basic Savings

A simple reserve account that establishes membership and keeps business savings accessible.

Start with one membership share.

$5membership share deposit

Build a liquid reserve while keeping convenient access through Arize.

Account benefits

  • Dividends on qualifying balances
  • Online access
  • eStatements
For larger business balances

Business Insured Plus Savings

Expanded protection and convenient access for businesses that want to keep larger deposits working in one easy-to-manage account.

More coverage, less complexity.

Business Insured Plus can provide access to millions of dollars in aggregate FDIC and NCUA insurance coverage through participating institutions, while your funds remain accessible through Arize.

Designed for convenience

  • One account, one statement, one online platform
  • Market-driven rates
  • Real-time access with no withdrawal limits
  • No additional program fees
For planned reserves

Business Certificates

Fixed-rate growth for business reserves that can be committed for a set term.

Put planned funds to work.

Choose a certificate term that aligns with your business timeline and reserve strategy.

Certificate benefits

  • Multiple term options
  • No monthly service charge
  • Dividend payout choices by certificate
Rates, yields, eligibility and product terms are subject to change. Review current Business Rates and applicable disclosures before opening an account. Insured Plus coverage is subject to program terms and the availability of participating institutions.

Need help choosing?

Our team can match checking and savings options to your operating and reserve needs.

Due to an update to our mobile banking app, you may be required to sign in with your username and password.