Business Checking & Savings
Keep daily operations moving, build reserves and put larger balances to work with distinct business account options.
Business Checking Accounts
Choose Essential Business for everyday banking, or add BaZingBiz protection and business benefits with Elevate Business or Elevate Plus Business.
Business banking built for the everyday.
All Arize business checking accounts include the tools you need to keep payments, purchases, and deposits moving.
Online & Mobile Banking
Review balances, transfer funds, pay bills, and manage accounts wherever business takes you.
Mobile Check Deposit
Deposit eligible paper checks from your phone without making a trip to a branch.
Bill Pay & Debit Card
Schedule bills and make unlimited debit card purchases online or in stores.
Choose your level of business protection.
Move up a tier for stronger coverage limits and expanded fraud-monitoring resources.
Elevate Plus Business
Our strongest protections and a full business fraud protection suite.
- $50,000 cyber liability program limit
- Ransom threat protection up to $10,000
- Debit card employee misuse protection up to $25,000 per claim / $50,000 per 12 months per covered card
- Business credit, dark web, and domain monitoring; managed ID restoration; and tailored security assessment
- Buyer protection, extended warranty, bill negotiation, federal tax filing, and financial wellness tools
- First check order waived up to $250
Elevate Business
Core BaZingBiz protection and money-saving support for your business.
- $10,000 cyber liability program limit
- Ransom threat protection up to $1,000
- Debit card employee misuse protection up to $5,000 per claim / $10,000 per 12 months per covered card
- Buyer protection and extended warranty for eligible purchases
- Business bill negotiation, federal tax filing, and financial wellness tools
- First check order waived up to $50
Essential Business
Straightforward checking for everyday business banking.
- No monthly fee when enrolled in eStatements
- $1.50 monthly paper statement fee if not enrolled in eStatements
- Online and mobile banking
- Mobile check deposit and bill pay
- Mastercard® business debit card
- Local support from Arize business specialists
Extra resources for a stronger business.
Elevate Business and Elevate Plus Business pair everyday checking with BaZingBiz services designed for small businesses.
Cyber Liability Program
Helps with eligible costs tied to an actual or suspected data breach or cyberattack, subject to the selected account’s limits.
Employee Misuse Protection
Coverage for qualifying employee misuse of debit card privileges, subject to protection periods, limits, and exclusions.
Buyer Protection & Warranty
Eligible business purchases may be protected up to $5,000 per item during the first 180 days, with warranty extensions up to one year.
Business Bill Negotiation
Experts can negotiate mobility, telecom, waste, payroll, SaaS subscription, and document-service bills on your behalf.
Federal Tax Filing
Prepare and e-file or print a supported federal business return through FileYourTaxes.com at no added charge. State filing may cost extra.
Business Financial Wellness
Create state-specific estate documents and securely store important personal and business information in a document vault.
Let’s find the right account for your business.
Contact Arize to compare options and start your business checking relationship.
BaZingBiz products and services are available to eligible account holders. Some benefits require activation. Benefits are subject to the applicable descriptions of coverage, terms, conditions, exclusions, and limits. If this page conflicts with the full terms, the full terms control.
Insurance products are not a deposit, not federally insured, not an obligation of or guaranteed by the credit union or its affiliates, and not insured by any federal government agency. Certain insurance benefits are not available in New York. Debit Card Employee Misuse Protection is underwritten by Virginia Surety Company, Inc., an Assurant company. Mastercard is a registered trademark of Mastercard International Incorporated.
Business Basic Savings
A simple reserve account that establishes membership and keeps business savings accessible.
Start with one membership share.
Build a liquid reserve while keeping convenient access through Arize.
Account benefits
- Dividends on qualifying balances
- Online access
- eStatements
Business Insured Plus Savings
Expanded protection and convenient access for businesses that want to keep larger deposits working in one easy-to-manage account.
More coverage, less complexity.
Business Insured Plus can provide access to millions of dollars in aggregate FDIC and NCUA insurance coverage through participating institutions, while your funds remain accessible through Arize.
Designed for convenience
- One account, one statement, one online platform
- Market-driven rates
- Real-time access with no withdrawal limits
- No additional program fees
Business Certificates
Fixed-rate growth for business reserves that can be committed for a set term.
Put planned funds to work.
Choose a certificate term that aligns with your business timeline and reserve strategy.
Certificate benefits
- Multiple term options
- No monthly service charge
- Dividend payout choices by certificate
Need help choosing?
Our team can match checking and savings options to your operating and reserve needs.