Personal Loans

Straightforward borrowing for real life

Move your plans forward with confidence.

From planned purchases to unexpected expenses, Arize offers flexible personal borrowing options with local support and a simple application process.

Apply for a loan View rates & disclosures

Choose the option that fits

Four ways to borrow

One-time funding

Personal Loan

Borrow without collateral for debt consolidation, home projects, travel, medical costs, or another personal expense. Repay with predictable monthly payments.

Ongoing access

Line of Credit

Access funds as needed without submitting a new application each time. Your available credit replenishes as you repay.

Savings-backed

Share Secured Loan

Use eligible Arize savings as collateral while the pledged funds remain on deposit. As the loan is repaid, the pledged savings are released according to the loan terms.

Get rolling

Bicycle Loan

Finance a bicycle for recreation, commuting, or family fun with simple payments and support from Arize.

Why borrow with Arize?

Simple from application to payoff

Local support

Get help from a team that listens and understands your goals.

Clear choices

Compare borrowing options and select what fits your needs.

Easy application

Start online whenever you’re ready.

Ready when you are

Check current information or start an application

Review Arize’s current loan rates and disclosures before you apply, or contact us if you’d like help choosing an option.

Apply now Contact Arize

All loans are subject to credit approval. Rates, terms, conditions, and eligibility requirements apply.

Due to an update to our mobile banking app, you may be required to sign in with your username and password.