Credit Union Advocacy

People helping people

Your voice protects the credit union difference.

Advocacy helps ensure that credit unions can keep serving members, expanding financial access and investing in the communities that depend on us.

Members are the mission.

Arize is locally led and member-owned. We advocate for policies that protect that cooperative model and the people it serves.

Why advocacy matters

Good policy strengthens local financial choices.

Decisions made by lawmakers and regulators affect how credit unions serve members, fight fraud, adopt new technology and return value to their communities. Arize adds its voice to a nationwide movement focused on keeping cooperative financial services strong and accessible.

Advance

Help more people benefit from cooperative financial services.

  • Expand access to credit unions
  • Modernize the credit union charter
  • Support strong data protection

Empower

Give credit unions the tools to serve members safely and effectively.

  • Strengthen fraud prevention
  • Encourage responsible innovation
  • Promote clear, balanced rulemaking

Protect

Preserve the cooperative structure that puts members first.

  • Reinforce the credit union tax status
  • Protect consumer payment choices
  • Support strong, independent oversight
The credit union difference

Built for members—not shareholders.

Credit unions are not-for-profit financial cooperatives. That structure allows earnings to support members and strengthen the institution instead of being paid to outside stockholders.

01Members are owners and have a voice in how their credit union is governed.
02Local leadership keeps decisions connected to the people and communities we serve.
03Earnings can support competitive rates, lower fees, better service and community investment.
Credit union tax status

Protecting a cooperative model.

Federal credit unions do not pay federal corporate income tax on profits because they are member-owned, not-for-profit cooperatives. Credit unions do pay other applicable local, state and federal taxes and fees, including payroll and property taxes.

Preserving this status helps credit unions continue returning value to members and supporting local economies. Advocacy ensures policymakers understand what makes credit unions different and why that difference matters.

Learn more. Stay informed. Speak up.

Explore current credit union issues and learn how cooperative financial institutions advocate for members and communities nationwide.

Credit union advocacy is nonpartisan and focused on policies affecting members, communities and the cooperative financial model.

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