Certificates

Lock in 4.15% APY. No Strings Attached.
A certificate of deposit with no penalty for early withdrawal? Yes, really.

Grow your savings without the worry. Our 13-month certificate of deposit earns a strong 4.15% APY—with no early withdrawal penalty. It’s flexibility and performance, all in one.

Limited-time offer.

*APY is Annual Percentage Yield. The minimum opening deposit required to earn this APY is $500, with a maximum of $250,000. The APY assumes that all dividends remain on deposit until maturity. Promotion is subject to change at any time. A 13-month certificate automatically renews to a 3-month term at maturity. There are no early withdrawal penalties. An Arize FCU membership is required. New money only. Other restrictions may apply. Fees may reduce earnings. Offer may terminate at any time without prior notice. Federally insured by NCUA.

Unlock the magic of growing your money with a Certificate! Say goodbye to financial guesswork as you enjoy locked-in rates that make your savings soar. Pick the perfect term that suits your style and watch your savings thrive with ease. Planning ahead has never been this exciting – let the journey to financial success begin!

Current Annual Percentage Yields, Terms, and minimum deposit amounts can be found at https://www.arizefcu.org/rates-deposit/

Certificate Details:

  • In keeping with our philosophy of inspiring people to change how they think about their finances, there are no monthly service charges or early withdrawal penalties for our certificates.
  • High-market dividend rate
  • Dividends may be transferred to another Arize checking, or savings account each quarter or upon maturity
  • Fixed interest rates for guaranteed savings
  • A wide range of terms
  • Less risky than other investments
  • $500 or $1,000 minimum deposit to open, depending on the length of the term

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