Home Equity Loans

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Turn your home’s equity into opportunity.

Your home can do more than provide a place to live — it can help you reach your goals. A Home Equity Loan from Arize lets you use the value you’ve built in your home to fund what matters most: home improvements, debt consolidation, education costs, or major purchases.

Enjoy the stability of a fixed rate, predictable monthly payments, and personalized guidance from the Arize team. We’ll help you find the best borrowing option for your needs.

🔗 View All Current Loan Rates & Disclosures

All loans are subject to credit approval—property insurance required. Flood insurance may be required. Terms and conditions apply. NMLS #648706.

Flexibility for life’s ongoing needs.

Turn your home’s equity into a flexible source of funds that’s always available when you need it.

A Home Equity Line of Credit (HELOC) from Arize gives you convenient, revolving access to cash — perfect for home improvements, college expenses, or unexpected costs. Borrow what you need, when you need it, and repay as you go.

🔗 View All Current Loan Rates & Disclosures

Subject to credit approval. Property insurance required. Flood insurance may be required. Consult a tax advisor regarding the deductibility of interest. Terms and conditions apply.

For a better understanding of Home Equity Lines of Credit, please read: What you should know about Home Equity Lines of Credit and HELOC Disclosures.

A predictable way to use your home’s value.

If you prefer the stability of a fixed payment and a set payoff date, a Home Equity Fixed-Term Loan from Arize could be the right choice.

Receive funds in one lump sum for remodeling projects, debt consolidation, or major purchases — and repay with consistent monthly payments that fit your budget.

🔗 View All Current Loan Rates & Disclosures

All loans are subject to credit approval—property insurance required. Flood insurance may be required. Consult a tax advisor regarding the deductibility of interest. Terms and conditions apply.

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Our branches will be closing early Thursday, December 11, 2025 for our staff holiday party. State College branches will be closing at 3:30 pm and Huntingdon will close at 4:00 pm.