Arize Business Banking

Local decisions. Practical tools. An experienced lending team that knows Central PA.

Why Arize for Your Business

Arize helps local businesses bank smarter and grow with confidence—combining no-nonsense accounts, modern digital tools, and fast, local lending decisions.

What you’ll get:

• Business Essential Checking – no service charges, no minimum balance
• Business Basic Savings – your membership foundation with dividends
• Digital banking built for business: Online Banking, Bill Pay, eStatements, Mobile Deposit
• Local decision-making and personalized service from a team rooted in Central PA

Payment & Merchant Services

Accept cards and streamline receivables with merchant services available through Arize.

Lending Built for Local Businesses

Whether you’re smoothing cash flow, upgrading equipment, or buying property, Arize offers competitive rates, flexible terms, and local decision-making, and you’ll never pay a prepayment penalty.

Financing options:

• Small Business Loans & Lines of Credit – Access working capital, fund expansions, and finance equipment or vehicle purchases
• Commercial Real Estate Loans – Finance the purchase of real estate, renovate your current location, or refinance existing debt
• Investment Real Estate Loans – Financing available for commercial, residential, and mixed-use investment properties

Ready to talk through options? Email BusinessBanking@ArizeFCU.org or call (877) 342-5975.

Meet Your Business Team

Real People. Real Decisions. Right here in Central PA

Ken Schirling

VP/Chief Commercial Loan Officer

Ken Schirling leads Arize’s commercial lending program, bringing nearly 20 years of experience helping local businesses access the capital they need to grow. He specializes in real estate, equipment financing, lines of credit, and SBA lending. A Penn State and West Chester University graduate, Ken is also active in the community as a board member for The Arc of Centre County and a member of State College’s Sunrise Rotary Club.

Crystal Sunderland

Commercial Lender

Crystal brings years of banking experience to Arize, most recently serving as a VP, Business Development Officer serving Huntingdon, Mifflin, Juniata, and Snyder Counties . Over her career, she has held a variety of roles including Business Banking Relationship Manager, Branch Manager, and Personal Banker—giving her a well-rounded perspective on both business and consumer banking needs. Crystal is a current board member with Huntingdon County Business and Industry and is a 2019 graduate of Leadership Huntingdon County.

Cullen Corle

MBL Portfolio Manager

Cullen joined Arize in 2025 after working for a local consumer finance company. A Penn State graduate with a B.S. degree, he brings a strong foundation in finance and a commitment to helping local businesses succeed.