Local decisions. Practical tools. An experienced lending team that knows Central PA.
Why Arize for Your Business
Arize helps local businesses bank smarter and grow with confidence—combining no-nonsense accounts, modern digital tools, and fast, local lending decisions.
What you’ll get:
- Business Essential Checking – no service charges, no minimum balance
- Business Basic Savings – your membership foundation with dividends
- Digital banking built for business: Online Banking, Bill Pay, eStatements, Mobile Deposit
- Local decision-making and personalized service from a team rooted in Central PA
Everyday Banking
- Business Essential Checking – one account that fits most businesses, with no service charges or minimum balance.
- Business Basic Savings – earn dividends while unlocking full membership benefits.
- Digital Tools – Online Banking for Business, Online Bill Pay, eStatements, and Mobile Banking with Remote Deposit.
Payment & Merchant Services
Accept cards and streamline receivables with merchant services available through Arize.
Lending Built for Local Businesses
Whether you’re smoothing cash flow, upgrading equipment, or buying property, Arize offers competitive rates, flexible terms, and local decision-making, and you’ll never pay a prepayment penalty.
Financing options:
- Small Business Loans & Lines of Credit – Access working capital, fund expansions, and finance equipment or vehicle purchases
- Commercial Real Estate Loans – Finance the purchase of real estate, renovate your current location, or refinance existing debt
- Investment Real Estate Loans – Financing available for commercial, residential, and mixed-use investment properties
Ready to talk through options? Email businessbanking@arizefcu.org or call (877) 342-5975.
Meet Your Business Team
Real People. Real Decisions. Right here in Central PA

Ken Schirling
Ken Schirling leads Arize’s commercial lending program, bringing nearly 20 years of experience helping local businesses access the capital they need to grow. He specializes in real estate, equipment financing, lines of credit, and SBA lending. A Penn State and West Chester University graduate, Ken is also active in the community as a board member for The Arc of Centre County and a member of State College’s Sunrise Rotary Club.
Crystal Sunderland


Cullen Corle
Cullen joined Arize in 2025 after working for a local consumer finance company. A Penn State graduate with a B.S. degree, he brings a strong foundation in finance and a commitment to helping local businesses succeed.