Mastercard® Agreements

Please print and save the following for your records:

Credit Card Account Opening Disclosure

Consumer Credit Card & Agreement Disclosure

Congratulations! With just 1-Click, you are approved for an Arize Federal Credit Union Mastercard® Rewards Credit Card.  No credit check, no application to complete, no processing fees.

With your Mastercard® Rewards Credit Card, your everyday purchases can help you earn points towards your next vacation getaway, cashback, a brand name gift, or a once in a lifetime experience.  Every time you use your card, you will earn 1 point for every $1 in qualifying purchases. 

Your Card Includes:

  • A fixed, low interest rate. Your interest rate will never increase as long as you have the card
  • No annual fees
  • Make purchases virtually anytime, anywhere
  • Earn 1 point for every $1 in qualifying net retail purchases
  • A variety of redemption options for reward points

Access your account and pay your bill 24-hours a day with our mobile app available through the iTunes Store and Google Play or access your account online at

To register and browse credit card reward options, please visit